April 30, 2002

I am now out

I am now out of debt.

My final truck payment went off to Ford yesterday and cleared today. It was 19 cents more than it usually is due to the variance in when they withdraw the payment, I guess a tiny bit of extra interest accrued.

I was worried about this last one. Last time I had a car I had it almost paid off and then I got in a major wreck and it was totalled, so I never got to enjoy the feeling of having a car for free. This time I got through it (although there is a crack in the windshield and the truck is starting to make strange noises).

It's been a while - I've racked up my first credit card balance in my sophomore year of college and I've had debt ever since then. It's weird to feel 100% out of debt, actually. No credit cards, no student loan, no car loan. I think mostly because I had always envisioned it at a time when I'd still have my salaried job, finally able to enjoy my full salary rather than watching $350 or $500 or $600 of it go straight to these bills that weren't really bills. And here I am unemployed and, uhm, below the blue line.

But overall it feels good. I think I will hang out here for a while. I do want to buy that piano and a house, but I don't need to do it this month. Posted by Curt at April 30, 2002 11:20 AM